Your numbers are yours

Your calculator inputs

Income, housing, bills and spending values are processed directly in your web browser. They are not sent to us or stored in an account or database. The calculator does not save your figures between visits.

If you select Share my results, your browser creates a picture using your calculated monthly savings, the currently selected illustrative annual return, and a 20-year projection. The picture also shows your assumed contributions and illustrative growth. It does not include your income, rent, bills, food or other spending figures. Nothing is sent to us: you decide whether to share or save the picture. Share opens your device sharing options or downloads a PNG. Where supported, Copy picture places the same picture on your clipboard so you can paste it into another app; if copying fails, a download is started instead. Anyone you send it to can see the included savings and projection figures.

CandleQuiz scores

CandleQuiz remembers your best score for each level and answer mode using this browser's local storage. This is separate from the savings calculator, which does not save income or spending figures. The quiz does not create an account or send your scores or answers to us.

Saved scores remain on this browser until you clear this site's stored data or your browser removes it. Clearing the site's stored data in your browser settings removes the saved scores. If storage is unavailable, the quiz still runs but cannot keep your best scores between visits.

The quiz's sharing controls let you send or save a result showing the level, answer mode, score and website address. Your chosen sharing service has its own privacy practices. You control whether and where to share it.

Learning progress and new tools

Money Missions, Your Money Journey and Weekly Money Challenge save learning progress in this browser. Each includes a reset option. CandleQuiz also lets you reset its saved scores. No account is created and progress is not sent to us. The other new calculators and Mythbusters use the current visit only.

Calculator entries, including balances, contributions and budget figures, are processed on your device. They are not sent to analytics or a server. If browser storage is blocked, learning tools remain usable but progress may not survive a reload. Offline file previews and the live website may have separate storage; progress does not automatically transfer between them.

This preview has no payslip upload or document-analysis service.

In short

Use the calculator without creating an account. Your personal financial inputs stay in your browser. We do not use them for advertising or send them to a server.